Business Profile
AnnualCreditReport.com provides free annual credit reports from Equifax, Experian, and TransUnion, helping consumers monitor credit history and detect identity theft.
U.S. consumers who want to view and monitor their credit reports, check for accuracy, and protect against identity theft.
The site is the official portal directed by Federal law to provide free annual credit reports and is explicitly marketed as the official site for obtaining them, distinguishing it from look-alike sites.
Online requests typically provide immediate access after identity verification; mailed reports arrive within about 15 days; Braille/large print/audio formats arrive in about 3 weeks.
A consumer-facing portal to obtain free annual credit reports from Equifax, Experian, and TransUnion, mandated by federal law.
U.S. consumers seeking to monitor credit history and ensure accuracy of credit reports
Official, legally mandated access to free annual credit reports from all three nationwide credit bureaus via a single, secure portal.
Identity verification for online access; SSL encryption; standard web browser compatibility; options for Braille/Large Print/Audio formats upon request
Free of charge
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