Billplz

Business Profile

Core Value Proposition

Billplz provides a payment platform that helps Malaysian organizations securely accept payments online, manage collections, and disburse funds.

Target Customer

Malaysian merchants and organizations of all sizes (from startups to enterprises); developers and technical teams who will integrate via REST API and pre-built plugins.

Key Differentiator

Local Malaysian focus with FPX and local payment methods, combined with an integrated catalog/store, developer-friendly API/plugins, and enterprise-grade security and reliability.

Implementation Timeline

Quick start with immediate results and no technical knowledge required; online storefront/catalog and basic setup can be up and running in minutes; store features can be configured with no coding required.

Pain Points

1Need to securely accept online payments and manage collections within Malaysia
2Require reliable disbursement of funds to customers, agents, or partners
3Want quick, easy integration (no/low coding) or flexible API/plugin options with visibility into transactions

Key Features

1Payments collection via dashboard or API/plugins
2Payment order for disbursement to multiple recipients
3Catalog/store with online storefront and branded payment forms
4Developer tools: REST API, plugins, webhooks, authentication, and comprehensive documentation
5Real-time reporting and analytics; bank-level security; 2FA; PCI DSS compliance; multi-user account management with permissions

Target Customer Industries

Decision Makers

1Account Manager
2Developer

Client Results

150K+ registered merchants
232M+ transactions (2023)
3MYR 6B securely collected (2023)
499.999% historical uptime

Competitive Advantages

1Malaysia-specific platform tailored for local payments (FPX and local wallets)
2Flexible pricing with flat FPX rates and multiple payout options
3All-in-one dashboard with real-time insights and reconciliation tools
4API-first and pre-built plugins for rapid integration with popular platforms
5Enterprise-grade security (bank-level protection, 2FA, PCI DSS) and scalable for high volumes

Key Benefits

1Secure online payments and real-time payouts

2Storefront/catalog and branded payment forms for selling online

3Easy setup with no-code options and flexible API/plugins

4Real-time insights, reconciliation tools, and multi-account management

5Bank-level security, 2FA, and PCI DSS compliance

Additional Product Information

Product Description

Billplz is a payment platform that enables Malaysian businesses to accept payments online, manage collections, and disburse funds. It offers payments, collection, catalog/store, and payment form capabilities with developer APIs and plugins for easy integration.

Target Market

Malaysian organizations and merchants of all sizes seeking integrated payments, storefront/catalog capabilities, and flexible disbursement options.

Unique Value Proposition

A Malaysia-focused payment platform delivering secure payments, collections, and disbursement with ready-made catalog/store tools, developer-friendly APIs, and enterprise-grade security.

Technical Requirements

{"REST API for custom integration","Pre-built plugins for major platforms","Webhooks for real-time notifications","Authentication mechanisms (secure SSO options noted in Enterprise features)","PCI DSS compliant security and bank-level protections"}

Pricing Model

{"plans":[{"name":"Basic","price":"MYR 0 / year","notes":"Free plan with no hidden fees or contract"},{"name":"Standard","price":"MYR 999 / year","notes":"Plus processing fees; annual plan"},{"name":"Enterprise","price":"Custom pricing","notes":"Custom solutions and features; contact sales"}],"fees_and_features":["FPX B2C transaction fee: MYR 0.70 to MYR 1.10 depending on plan","FPX B2B transaction fee: MYR 2.00 to MYR 3.00 depending on plan","Payouts: Next business day (FPX) or real-time depending on method","Wallet integrations (Maybank QRPay, Shopee Pay, Grab Pay, etc.) with respective fees","Catalog: Store priced at MYR 49.00 (Standard) / MYR 99.00 (Enterprise); billed monthly","Transaction fees may apply on card payments (Domestic 1.5–1.8%, International up to 3.8%)","PayLater and installment options (GrabPay PayLater, Atome, etc.) with respective fees","Shopify and other platform integrations available with additional terms","Annual membership excludes 8% SST in some plans"]}

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