Business Profile
European Payments Council provides governance and management of SEPA payment schemes to harmonise electronic euro payments across Europe.
Payment service providers (PSPs) and associations of PSPs, banks and financial institutions, payment industry stakeholders, and regulators involved in SEPA payments.
Independent not-for-profit organization that centrally manages the core SEPA payment schemes (SCT, SCT Inst, SDD Core, SDD B2B, and OCT Inst), offering rulebooks, implementation guidelines, and a structured ecosystem with thousands of PSP participants across 41 countries.
No explicit implementation timeline provided; SCT Inst launched prior to 2017 (as part of the SEPA Instant Credit Transfer initiative); SEPA milestones and timeline are discussed on the site
An international not-for-profit association that represents payment service providers and manages SEPA payment schemes to harmonise euro payments across Europe.
Payment service providers (PSPs) and associations of PSPs, banks, financial institutions, and payment stakeholders across SEPA
Independent, centralized governance and ongoing evolution of the core SEPA payment schemes, enabling seamless, cross-border euro payments across 41 countries with high transaction volumes
Participation requires adherence to EPC rulebooks and implementation guidelines; detailed technical requirements are provided via scheme documentation (rulebooks)
Scheme participation fees exist; no specific pricing details provided in the content
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