Ivorypay

Business Profile

Core Value Proposition

Ivorypay provides a stablecoin payment gateway that enables African businesses to accept global payments in USDT and USDC with fast settlements, low fees, and seamless integration.

Target Customer

African entrepreneurs and SMBs, fintechs, global brands targeting Africa, and online/offline merchants (retail, dining, ecommerce, online betting, subscription services) looking to accept stablecoin payments.

Key Differentiator

Borderless stablecoin payments in Africa with instant/near‑instant fiat payouts, significantly lower fees than traditional methods, anti‑fraud features (reduced/claimed chargeback risk), and a no‑code storefront plus a comprehensive API suite.

Implementation Timeline

{"setup":"Start accepting Stablecoin payments in just 15 minutes","withdrawals":"Stablecoin withdrawals usually processed within ~1 hour; fiat withdrawals up to ~4 hours"}

Pain Points

1Foreign exchange barriers and limited banking services across Africa
2High costs and slower settlement times associated with traditional bank/debit card payments
3Exposure to chargeback fraud and payment disputes

Key Features

1Checkout, Payment Link, Storefront, QR Pay
2One-time and recurring digital payments
3Instant transfers in Stablecoins and fiat payouts to local or international bank accounts
4APIs for building customised payment experiences and services
5No/low-code storefront creation and order management
6View and retrieve transactions and customer data; API documentation

Target Customer Industries

Client Results

1Ability to accept payments from customers anywhere in the world in stablecoins
2Faster and cheaper transactions compared with traditional methods
3Immediate or near-immediate liquidity via fiat or stablecoin withdrawals
4Reduced risk of chargeback fraud
5Seamless onboarding and rapid start (15 minutes) for new merchants

Competitive Advantages

11% flat transaction fee (no setup or monthly fees)
2Supports USDT and USDC with plans to add more stablecoins
3Fiat payouts to bank accounts or stablecoin withdrawals to digital wallets
4No hidden costs; transparent pricing
5Chargeback risk reduction and secure, blockchain‑based payments
6No‑code Ivory Storefront and extensive API ecosystem for developers

Key Benefits

1Accept Stablecoins (USDT/USDC) from customers worldwide

2Fast, low‑cost settlements and withdrawals

3Fiat payout flexibility to local or international bank accounts

4Reduced risk of chargeback fraud

5No‑code storefront option and powerful APIs for custom experiences

6Multiple payment methods (checkout, links, QR Pay)

Additional Product Information

Product Description

Stablecoin payment gateway enabling Africa-based businesses to accept USDT/USDC payments globally with fast settlements, low fees, and seamless integration; includes Checkout, Payment Links, Storefront, QR Pay, and API tooling.

Target Market

Businesses in Nigeria, Ghana, Kenya, and South Africa; merchants serving customers globally who want to accept stablecoins; both online and physical‑store environments

Unique Value Proposition

Borderless, fast, and affordable Stablecoin payments in Africa with instant fiat payout options and built‑in anti‑fraud capabilities, plus no‑code storefronts and a robust API layer.

Technical Requirements

API integration with well‑documented APIs; access to API docs; no‑code storefront builder; support for Checkout, Payment Links, and QR Pay; provision of test tokens

Pricing Model

{"transaction_fee":"1% per transaction","setup_fees":"None","monthly_fees":"None","payout_fees":"Fiat payout fees vary by amount; ranges shown below","withdrawal_fees":[{"threshold":"N5,000 and below","fee":"N5"},{"threshold":"N5,001 to N50,000","fee":"N20"},{"threshold":"Above N50,000","fee":"N45"}],"minimum_withdrawal":"N1,500","supported_countries":"Nigeria, Ghana, Kenya, South Africa (payments accepted from anywhere in the world)","supported_payment_methods":"Payment Links, QR codes, Checkout","notes":["Plans to add BUSD soon","Transparency and no hidden costs emphasized"]}

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