N26

N26 provides a 100% mobile bank that lets customers open and manage a Mastercard-backed bank account, save, invest, and access travel perks all within one app.

{"Individuals seeking mobile-first banking in Europe","Freelancers and small business owners needing a business banking option (N26 Business)","Expats and travelers who require cross-border banking, transfers, and travel benefits"}

Fully digital European bank with BaFin licensing and €100,000 deposit protection, offering banking, savings, investing (stocks/ETFs/crypto), and travel perks in a single mobile app across multiple markets.

{"Account opening can be completed online in minutes","Users can obtain a free virtual card immediately; physical cards are available (delivery not detailed in content)","In the U.S., N26 accounts are no longer offered and all U.S. accounts have been closed"}