NMI Embedded Payments Platform

Business Profile

Core Value Proposition

NMI Embedded Payments Platform provides a unified, white-label gateway and customizable payments processing platform to power ecommerce, mobile, in-person and embedded payments.

Target Customer

{"Independent Sales Organizations (ISOs)","SaaS Providers","Banks","Payment Facilitators"}

Key Differentiator

Modular, embedded payments platform that combines a flexible gateway, CRM/underwriting, risk monitoring, and developer tools in one integrated ecosystem, designed to scale with merchants and partners across multiple channels.

Implementation Timeline

{"Merchant onboarding in minutes","Get to market faster with modular, integrated payments"}

Pain Points

1Onboarding merchants quickly and efficiently
2Managing underwriting, CRM, and merchant lifecycle in one solution
3Delivering multi-channel payments (online, in-person, mobile, unattended) with strong fraud/risk defenses

Key Features

1NMI Payments: all-in-one, customizable payments platform to find, qualify, acquire and onboard merchants
2Merchant Relationship Management: combined underwriting and CRM for merchant lifecycle
3Merchant Central: merchant management for residuals, automated onboarding and marketing automation
4ScanX / MonitorX: risk assessments with 100+ checks and a fast risk-scored report
5Payment Gateway with Extensions: white-label gateway with multi-method payments and third-party value-added services
6Developer toolkit: SDKs + APIs and Sandbox for integration

Target Customer Industries

Decision Makers

1Chief Software Engineer
2Compliance Manager

Client Results

170% reduction in operating costs
268% reduction in transaction time
3Increased transaction volume

Competitive Advantages

1Modularity, flexibility and scope across embedded payments
2Solid, scalable platform designed to grow with merchants
3Pre-certified processors & devices for easy integration
4SDKs + APIs and Sandbox support for developers
5Revenue opportunities and monetization through diverse payment methods

Key Benefits

1Faster merchant onboarding and lifecycle management

2Opportunity to monetize payments and create new revenue streams

3Multi-channel payment capabilities (online, in-person, mobile, unattended)

4Built-in fraud/risk management

5Strong developer tooling and white-label gateway for customization

Case Studies & Success Stories

Instant Systems Sweden AB — Europe and US payments

Case #1

A testimonial that NMI enables accepting payments across Europe and the US with easy, reliable operation; payments always work.

Everyware — Unified platform from pre-sales to post-boarding

Case #2

Brad Ericson describes using one platform across the merchant lifecycle, with reported improvements in cost and transaction efficiency (70% cost reduction, 68% faster transactions, increased volume).

Additional Product Information

Product Description

NMI delivers an all-in-one, customizable payments platform featuring NMI Payments, Merchant Relationship Management, Merchant Central, a feature-rich Payment Gateway (with Extensions), and risk/fraud tools (ScanX/MonitorX). It supports ecommerce, in-person, mobile, and unattended payments and includes developer tools (SDKs + APIs) and a sandbox for integration.

Target Market

ISOs, SaaS vendors/software providers, banks, and payment facilitators seeking to embed, manage, and monetize payments within their ecosystems.

Unique Value Proposition

A modular, embedded payments ecosystem that unifies gateway, underwriting/CRM, risk management, and marketplace extensions, enabling partners to accelerate merchant growth, reduce onboarding friction, and monetize payments across channels.

Technical Requirements

{"SDKs + APIs for integration","Sandbox environment for development","Pre-certified processors and devices for easy integration"}

Pricing Model

Not disclosed in the content

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