PERKESO (Pertubuhan Keselamatan Sosial)
Business Profile
Core Value Proposition
PERKESO provides social security protection and related programs for workers, employers, self-employed, housewives, and domestic workers in Malaysia.
Target Customer
Employers, employees, self-employed individuals, foreign workers, and housewives in Malaysia seeking social security protections and employment-related benefits.
Key Differentiator
A government-backed, one-stop social security administrator offering a wide range of programs (employment injury, invalidity, employment insurance, health screening, rehabilitation) with multiple online portals (ASSIST, MYFutureJobs, LMX, SEHATi).
Implementation Timeline
For self-employed contributors, coverage starts from the date/time the contribution is paid. Other benefit timelines are not specified in the content.
Pain Points
- 1No universal social security coverage for certain groups (e.g., housewives) without protection against domestic incidents and disability.
- 2Unemployment requires income replacement and access to benefits; complex process for contributions and benefit claims.
- 3Fragmented information and access across multiple portals and programs.
Key Features
- 1Employment Injury Scheme
- 2Invalidity Scheme
- 3Employed Worker, Foreign Worker, Domestic Worker, Self-Employed, Housewife coverage
- 4Employment Insurance Benefit
- 5Health Screening Programme (SEHATi) and Dialysis Centre
- 6Pusat Rehabilitasi (Rehabilitation Centre) and Disability Management Program
- 7Online portals: ASSIST, MYFutureJobs, LMX, SIP, Suri, Portal Faedah
Target Customer Industries
Decision Makers
- 1Group Chief Executive Officer
Client Results
- 1Income replacement for Insured Persons who lose employment
- 2Social security protection across multiple groups (housewives, self-employed, domestic workers, foreign workers)
- 3Access to health screening, rehabilitation, and disability management services
Competitive Advantages
- 1Nationwide, government-backed protection
- 2Comprehensive coverage across employment injury, invalidity, unemployment, and health services
- 3Integrated online portals and services (ASSIST, MYFutureJobs, LMX, SEHATi)
Key Benefits
Additional Product Information
Product Description
Pertubuhan Keselamatan Sosial (PERKESO) provides social security protection and related programs, including Employment Injury Scheme, Invalidity Scheme, coverage for Employed, Foreign, Domestic, Self-Employed workers, Housewife protection, Employment Insurance Benefit, health screening (SEHATi), rehabilitation, and disability management; administers programs and services through online portals such as ASSIST and MYFutureJobs.
Target Market
Employers and workers in Malaysia, including foreign workers, domestic workers, self-employed individuals, and housewives seeking social security protection and employment-related benefits.
Unique Value Proposition
A government-backed, end-to-end social security system with broad program coverage and integrated digital platforms delivering protection, benefits, and rehabilitation to diverse worker groups.
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