Stellar Network

Business Profile

Core Value Proposition

Stellar Network provides a fast, affordable, and energy-efficient public blockchain platform enabling DeFi, instant payments, and enterprise-grade asset tokenization, with a native smart contracts platform (Soroban) and a global anchor network for fiat-to-digital on/off ramps.

Target Customer

{"Developers","Startups / startups building on Stellar","Enterprises seeking cross-border payments and asset tokenization","Financial institutions and fintechs","Anchors (fiat on/off ramps) and wallets","Nonprofits / NGOs and government entities"}

Key Differentiator

Combination of open-standard global on/off ramps (Stellar Ramps) with an extensive anchor network in 180+ countries and 20+ digital assets, plus a native Rust-based smart contracts platform (Soroban) and built-in asset tokenization, all designed for real-world utility and interoperability.

Implementation Timeline

Onboarding and integration can be achieved through a single integration to access the anchor network (Stellar Ramps); ongoing ecosystem development and deployments (e.g., UNHCR, MoneyGram) demonstrate practical value post-integration. Specific implementation timelines vary by project scope.

Pain Points

1High cost and slow settlement for cross-border payments
2Fragmented fiat↔digital asset flows and onboarding
3Limited, auditable asset tokenization with built-in controls
4Need for scalable DeFi and enterprise-grade tooling on a public blockchain

Key Features

1Payments & Remittances: instant global payments with near-instant settlement and low fees
2Smart Contracts: Soroban, a Rust-based platform for scalable DeFi on Stellar
3Asset Tokenization: enterprise-grade tokenization with controls to manage, revoke, or freeze assets
4Stellar Ramps & Anchor Network: one standard for connecting to a global network of fiat on/off ramps and anchors
5Developer Tools: Wallet SDKs, Anchor Platform integrations, and comprehensive documentation

Target Customer Industries

Client Results

1Fast finality and near-instant transactions (TTF under 6 seconds)
2Low transaction costs (fractions of a penny; average around $0.0011 per transaction)
3Global reach with 180+ countries and 20+ digital assets via the anchor network
4Asset tokenization and custody controls enabling regulated/distributed asset management
5Real-world deployments like UNHCR's bulk payments and MoneyGram integration via on/off ramps

Competitive Advantages

1Fast, cheap, and energy-efficient transactions compared to many other blockchains
2Global, interoperable on/off ramps via a single standard (Stellar Ramps)
3Built-in asset tokenization with governance controls and compliance-friendly features
4Rust-based Soroban smart contracts designed for scale and dev-friendliness
5Extensive ecosystem: thousands of on/off ramps, wallets, and enterprise engagements

Key Benefits

1Fast, near-instant payments with low costs

2Global on/off ramps via the anchor network (Stellar Ramps)

3Asset tokenization with governance controls

4Robust DeFi support via Soroban

5Extensive ecosystem of anchors, wallets, and real-world deployments

Case Studies & Success Stories

UNHCR and Stellar Aid Assist

Case #1

UNHCR launched Stellar Aid Assist in Ukraine, unlocking bulk payments on the Stellar network and advancing financial access.

MoneyGram Ramps Case Study

Case #2

MoneyGram Ramps demonstrates cash-in/cash-out accessibility at thousands of locations via Stellar Ramps; case study showcases on/off-ramp integration.

Additional Product Information

Product Description

Open-source public blockchain platform enabling DeFi, fast and affordable payments, and asset tokenization, with a native smart contracts platform (Soroban) and a global network of anchors for fiat-to-digital on/off ramps.

Target Market

Developers, startups, enterprises, anchors, wallets, financial institutions, NGOs, and government entities building real-world financial applications (payments, remittances, asset tokenization, and DeFi) on Stellar.

Unique Value Proposition

A single, open-standard network that unifies fiat-to-digital rails via a widespread anchor network, supports asset tokenization with built-in controls, and enables scalable DeFi through Soroban, all designed for real-world financial use and global reach.

Technical Requirements

{"Soroban Smart Contracts (Rust-based) for smart contract development","Federated Byzantine Agreement consensus for finality","Stellar Ramps as the unified standard for fiat↔digital asset on/off ramps","Anchor Directory / Wallet SDKs for integration","No-code asset sandbox for tokenization workflows","24/7/365 settlement and scalable transaction throughput"}

Pricing Model

Not explicitly stated on the provided pages; cost information highlighted includes: very low per-transaction costs (fractions of a penny, e.g., ~$0.0011 per transaction) and various grant/funding programs (SCF, Bug Bounty, Matching Fund) with defined award amounts.

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