Business Profile
Canada Greener Homes Loan provides an interest-free unsecured loan to help homeowners fund eligible energy retrofits recommended by an energy advisor, with post-retrofit verification and region-specific enhancements.
{"Canadian homeowners seeking to improve home energy efficiency","Indigenous households","Residents of northern and off-grid communities","Service organizations and energy advisors administering the program"}
Government-backed, interest-free loan up to $40,000 for energy retrofit projects, with up-front deposit funding, eligibility for remote/northern regions, and mandatory energy advisor evaluation and post-retrofit verification.
No specific dates provided. Value is realized after loan approval, retrofit completion, and post-retrofit evaluation; the program's intake closes on October 1, 2025, after which applications are not accepted.
An interest-free unsecured loan (CAD 5,000–40,000) to finance eligible home energy retrofits recommended by an energy advisor, with upfront deposit funding and a post-retrofit evaluation to release the remaining funds.
{"Homeowners in Canada seeking energy efficiency retrofits","Indigenous households","Residents of northern and off-grid communities"}
Government-backed, interest-free financing for energy retrofits, guided by energy advisors, with regional adaptations to support northern/off-grid and Indigenous households.
{"Pre-retrofit EnerGuide evaluation required","Retrofits must be recommended by an energy advisor","Post-retrofit evaluation required to release remaining funds","Home must be owner-occupied primary residence","Loans are processed through service organizations; quotes must clearly itemize eligible retrofits","Eligibility criteria include credit history, income verification, and debt burden limits"}
{"Interest rate: 0% (interest-free)","Loan term: 10 years","Maximum loan: $40,000; Minimum: $5,000","Unsecured personal loan on approved credit","Upfront deposit funding: up to 15% (25% in North/off-grid)","Homeowner bears cost of EnerGuide evaluation (not covered by CGHL)"}
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