Cotality

Business Profile

Core Value Proposition

Cotality provides property data and analytics with climate risk intelligence to power decision-ready insights for property professionals across the mortgage, banking & finance, insurance, and real estate ecosystems.

Target Customer

Mortgage lenders, banks and financial institutions; property insurers; real estate agents, appraisers, and MLS/real estate associations; government and policy makers; restoration and construction professionals; developers and retrofit coordinators; mortgage brokers; private valuers and city/land use planners.

Key Differentiator

Combines multi-source property data with climate risk analytics and real-time hazard data. Demonstrated scale and depth include: 30.9M UK residential properties monitored daily for events, 150M UK property transactions stored, 100+ sources of data, 11.7B unique decision points, 135 data points per property, 1M+ data points refreshed monthly, 30-year environmental risk forecasts, and Hazard HQ Command Central real-time natural disaster data.

Implementation Timeline

No explicit timeline provided in the content; platform emphasizes real-time data and ongoing data refreshes (e.g., Hazard HQ real-time data, 1M+ data points refreshed monthly).

Pain Points

1Uncertainty in climate-related risk impacting property decisions and asset protection.
2Fragmented or incomplete property data hindering accurate valuations, underwriting, and reporting.
3Need for fast, lender-compliant, and risk-aware property reports and claims workflows.

Key Features

1Comprehensive property data and analytics platform with 100+ data sources and billions of decision points
2Climate risk analytics including 30-year forecasts and 13 peril types
3Hazard HQ Command Central for real-time natural disaster data and property impact
4Real-time/near real-time data updates (1M+ data points refreshed monthly)
5Specific modules for underwriting, valuation, insurance, claims, and market insights (e.g., AVM, retrofit insights, claims workflows, and market intelligence)

Target Customer Industries

Decision Makers

1VP of MLS
2Managing Director

Client Results

1Faster production of accurate, lender-compliant survey reports (Connells S&V testimonial)
2High retrofit assessment throughput (95%+ retrofit assessments completed in the last 12 months)
380%+ of Buy-To-Let lenders using the platform's AVM for valuations

Competitive Advantages

1Broad data coverage from 100+ data sources and 1M+ data points refreshed monthly
2Deep climate risk capabilities with 30-year forecasts and 13 peril types
3Real-time hazard data and disaster impact via Hazard HQ Command Central
4Proven efficiency gains in reporting and workflows (lender-compliant reports, retrofit processes)

Key Benefits

1Improved risk visibility and resilience planning

2Faster, compliant reporting for lenders and clients

3Data-driven insights for smarter property investments and management

4Enhanced operational productivity through integrated workflows

5Access to real-time hazard and climate risk intelligence

Case Studies & Success Stories

Connells S&V mortgage survey reports case

Case #1

Surveyors can stay aligned with client requirements using Cotality smart mapping; reports are accurate and quickly produced to meet lender requirements.

Montgomery Area Association of REALTORS testimonial

Case #2

VP of MLS notes ability to update client requirements and deliver accurate, lender-compliant reports quickly using Cotality.

Additional Product Information

Product Description

Cotality is a property data and analytics platform with climate risk analytics and workflow-enabled solutions designed to support mortgage, banking & finance, property insurance, and real estate decision-making.

Target Market

Property professionals and organizations across the property ecosystem, including lenders, insurers, real estate brokers and agents, appraisers, government agencies, retrofit coordinators, developers, and surveyors in regions such as the UK, United States, Australia, New Zealand, and Canada.

Unique Value Proposition

Intelligence beyond bounds: integrated property data, climate risk analytics, and real-time hazard data delivered through a unified platform to transform risk assessment, valuation, underwriting, and asset management.

Technical Requirements

Includes mobile surveying and workflow management capabilities; relies on multi-source data integration and analytics; real-time and regularly refreshed data updates. Specific technical requirements are not enumerated in the content.

Pricing Model

Not specified in the content

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